A straightforward repayment facility providing outright ownership at the end of the agreement. Repayments can be fixed and structured in a flexible way i.e. a balloon or final lump sum can be applied to reduce the monthly repayment.

KEY FEATURES AND BENEFITS

Preserves cashflow – offers the obvious cashflow benefits of paying in instalments.

Tax efficiency – as a business can claim writing down allowances and can offset interest payments against taxable profits.

Flexible – we can tailor deposits, periods and repayments to suit your specific personal or business requirements.

BALANCED PAYMENT PLANS

A variable interest rate but with fixed repayments.

When base rates fluctuate, only the number of repayments varies but the amount stays the same, thus helping your administration and budgeting.